Group Personal Accident

Get Group Personal Accident Insurance Policy

"Group Personal Accident program provides employee with protection against accidents while on or off duty."

It also protects the families of your employees financially, and meets critical objectives of your organization. The GPA coverage is a centerpiece of most HR benefit programs and serves as a critical recruitment and retention tool. Group Accident Covers you for Death or Disability due to an accident, it’s a 24/7 cover applicable worldwide.

Key Benefits

  • Accidental Death & Disability Cover
  • Permanent Partial Disability
  • Temporary Total Disablement due to Accident
  • Weekly Compensation Cover
  • Accidental Medical Expenses Reimbursement
  • Terrorism cover included
  • Named Policy (Staff)

Main Exclusions:

Pre-existing conditions, Suicide, Military Service or operations, war, illegal act, bacterial infections, AIDS, dangerous sports, pregnancy or anything related to childbirth.

Claim Process:

In case the insured is hospitalized, kindly collect all the hospitalization documents at the time of discharge. The indicative list of documents required for each type of loss is mentioned below:

Coverages in a Personal Accident Insurance plan

WEEKLY BENEFIT CLAIMS.

  • Claim Form
  • Attending Doctors Report
  • Original Disability Certificate from the Doctor, if any
  • Fitness Certificate from the Doctor
  • Investigation / Lab Reports (X-Rays reports with films & other reports etc)
  • Original Admission / Discharge Card, if hospitalized
  • Employers Leave Certificate with grade / designation

DEATH CLAIMS.

  • Claim Form
  • Attending Doctors Report
  • Original Death Certificate
  • Original / attested Post Mortem / Coroners Report
  • Attested copy of FIR / Panchnama
  • Police Inquest report, where applicable

DISMEMBERMENT/DISABLEMENT CLAIMS.

  • Claim Form
  • Attending Doctors Report
  • Original Disability Certificate from the Doctor, if any
  • Investigation / Lab Reports (X-Rays reports with films & other reports etc)
  • Original Admission / Discharge Card, if hospitalized
  • Police Inquest report, where applicable
  • In case of PTD claims – Disability Certificate from Govt. Registered Medical Practioners.

Settling Your Claim:

Claim settlement normally takes approximately 15 days from the date of submit of final document, provided all documents are in order.

Why SHUBH FINANCIAL HUB?

(1) At SHUBH FINANCIAL HUB, we strive to use an innovative approach to develop Group Personal Accident insurance products that cut costs while maintaining superior coverage.
(2) Our Accident Insurance Package is tailored specifically to fit the needs of your group.
(3) Our Group Personal Accident insurance plan provides cover to all the members in a single policy.
(4) We also provide 24×7 claim assistance and easy claim settlement process.

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